Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Related Content Tuning Your Social Security Benefit When should you take your Social Security benefit? Is a Variable Annuity Right for Me? Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.